What is the MAR Edge? It’s an array of competitively priced business products, services and resources designed to provide Michigan's 23,000 REALTORS with a competitive edge and discounted pricing for services used everyday in your profession.
REALTORS are encouraged to use this Web page as a guide to the programs that add value to your business and to the providers who support Michigan's REALTORS.
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A
COMPLETELY FREE service for the Michigan Association of REALTORS
®
Unlimited Toll Free Scanning from ANY Fax Machine to ANY Email Address.
Accelerate your business instantly with this
COMPLETELY FREE Michigan REALTORS
® Member Benefit. MongoFAX empowers all Michigan REALTORS
® to instantly fax paper-based documents (disclosure packages, signed contracts, etc.) directly to any email addresses in the world. All you need is an ordinary fax machine and MAR’s designated
MongoFAX Cover Page.
1
. OPEN Cover Page 2.
SAVE Cover Page to Your Desktop
3.
TYPE Email Addresses
4.
PRINT Cover Page
5.
FAX Cover Page with Your Hardcopy Documents through the Toll Free Number Located at the bottom of the Cover Page
That’s it! Your documents will instantly be converted and routed to your desired recipient’s email address by MongoFAX’s secure, automated systems. No sign ups, registrations or passwords required.
MongoFAX Resources:
FREE MongoFAX Cover Page Training Calendar
MongoFAX Support
Take 10% off your entire order at the Realtor.org Store!
The Realtor.org Store has everything you need to enhance your knowledge of the real estate industry. From DVD’s to books and brochures, The National Association of REALTORS® provides you with a plethora of resources that cannot be found anywhere else. Above all, the store provides convenient ways to place orders. Visit the store online and make your purchases with the click of a mouse, or simply call and order your product over the phone. Both ways will result in fast shipping, and the option to return.
The Michigan Association of REALTORS® wants to help you save money on the tools you need. As a MAR member, you are entitled to 10 percent off your entire REALTOR.org Store purchase. Simple type in the promotional code Mi2 and the amount will automatically will be discounted. You can also apply the promotional code to phone and fax orders. It really is that easy to save money, and with this simplicity, there is no reason not to use the code and save!
Visit the REALTOR.org Store at www.realtor.org/store to view available products. Don’t forget to use your discount by typing in Mi2 at checkout!
Aflac offers a distinct type of protection. Unlike traditional health insurance, Aflac pays you (unless otherwise assigned) not the doctor or hospital. You control the cash benefits and spend them as you like to help with financial challenges an accident or illness could have on your standard of living.
Over 40 million people worldwide have chosen Aflac because of the commitment to providing customers with the confidence that comes from knowing they have assistance in being prepared for whatever life may bring.
These Aflac insurance policies are offered to members of Michigan Association of REALTORS®.
Click here to learn more about policies for association members. If you have any questions contact your Aflac agent Kenneth Bordua at 616.935.3560.
Throughout the United States there is a growing concern about the high costs of long term care and the impact those costs have on financial security, retirement planning and quality of family life.
In response to this concern, MAR members, and their eligible relatives, can now receive a premium discount on Great American Life long term care insurance products through the MAR Edge member benefit program.
For more information on the long term care insurance discounts please contact Great American Life’s long term care help line at 800.557.5721.
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You work hard to help people find peace of mind and security when they are searching for a new home. You are well respected and loyal to your buyers when helping them make one of the most important purchases of their lives.
We understand and respect that kind of loyalty. What’s more, we think it’s time that you enjoy that peace of mind and comfort as well. That’s why Frankenmuth Insurance is offering special discounts to members of the Michigan Association of REALTORS. Savings include a generous discount on auto and home policies. They can also be combined with other discounts available through your independent insurance agent.
Boost your purchasing power! With competitive rates and three great cards to choose from, US Bank's REALTOR® credit card provides MAR members a chance to advertise their profession and their REALTOR® status with every purchase, plus, earn great rewards.
Visa Platinum® Card
Select Rewards Visa® Platinum Card
Cash Rewards Visa® Platinum Card
Enjoy these benefits on all cards!
*See Card Program Details
Click here to apply today or call 1-800-853-5576 x9155.
Group Associates, Inc, MAR's group administrator for Blue Cross Blue Shield Michigan insurance programs, provides expert advice and one-on-one consulting to give qualified members the best possible value on insurance.
•Comprehensive major medical plans with various deductibles
•No medical requirements
•Pre-existing conditions covered after six months
Click here for the proposal request form
Priscilla Adkins
800. 342.8908 ext. 2810
www.groupassociates.com
Real Estate Errors & Omissions (E&O) coverage from Pearl Insurance is underwritten by the A rated (by A.M. Best) XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company). Pearl Insurance has been offering comprehensive E&O Insurance coverage to MAR members since 1993.
Because Pearl understands real estate professionals’ hectic lifestyles, we designed our Click. Quote. Buy. process for E&O shopping. We’ve made it easy for you to login, obtain a quick E&O insurance quote —and, if qualified, even buy your policy—online immediately. Not ready for a quote? Get an E&O Insurance Estimate!
As a Pearl E&O insured, you’ll receive valuable risk management tools and services to help educate you on effectively minimizing your legal liability. All attendees of our Risk Management Seminars are eligible for premium credits. In addition, you’ll gain access to our entire online library of monthly Risk Managers and receive mailings of our quarterly newsletters. View samples of our E&O Risk Management Material. Call us today at 800.289.8170 or check out Pearl’s E&O Insurance Highlights for real estate professionals.
Completing all of the paperwork associated with a typical real estate transaction — listing and sales contracts, offers and counter-offers, disclosure statements and countless other important documents — can be a time-consuming task. ZipFormDesktop can help you speed up the process by sharing data between all documents related to the same transaction — simply fill out one form and the information is automatically shared with all of the forms required to complete a transaction. With ZipFormDesktop you’ll spend less time managing paperwork and more time closing the deal.
Through your membership in MAR, you gain access to more than thirty national member benefits, from discounts on computers to standardized forms, to rental cars, and cell phone services.
Featured NAR member benefits programs include:
Marketing
Insurance Warranties
Financial Services
Office Solutions
Technology
Travel
MAR is pleased to continue it's partnership with one of the nation's premier community image marketers, CGI Communications. Through a 3-year campaign which began in 2009, CGI has helped MAR build an innovative technology strategy to promote association awareness as well as communicate to members in new dynamic ways.In late 2009, MAR launched it's first video magazine series in partnership with CGI. View the 1st magazine here. Stay tuned for a second video series to launch in late spring. Also view a sample of an MAR SmartCast here.
CGI Sales Executive, Brian Villinsky and his associate, will be contacting MAR members to demonstrate not only what CGI is doing for the association, but what CGI Communications can also do for your business.
To learn more about CGI Communications products and services available to REALTORS®, contact Brian Villinsky directly at (800) 398-3029 ext. 246 or brianv@cgicommunications.com and visit http://www.elocallink.tv/web/main/myorg/myorg.php
30% of NAR members are without health insurance according to a recent survey conducted by the Association. NAR has teamed up with SASid (Smart and Simple insurance development) and developed the REALTORS® Core Health Insurance (RCHI) program. The program not only features guaranteed coverage, but also offers affordable plan options and your members have the freedom to choose their provider.
Frequently Asked Questions
How can RCHI help my members?
RCHI provides opportunities to those who have struggled to gain coverage by providing guaranteed-acceptance and accessible medical insurance. It also makes existing coverage more affordable by allowing members to adjust their current deductible and supplementing it with an RCHI plan .
What is the difference between Major Medical and Limited Medical insurance? It is important to understand the difference between Major Medical (comprehensive coverage) and Limited Medical insurance. Major Medical provides catastrophic coverage and high limits of coverage (typically $1 million or more). Limited Medical (RCHI) provides the guarantee of affordable insurance but limits its coverage to everyday illnesses and accidents. In addition, the maximum benefits paid in each medical situation are capped.
What is a PPO and what doctors does it include?
A Preferred Provider Organization (PPO) is a network of doctors and hospitals that contract with an insurance company or employer to provide employees with services at competitive rates. Covered members and dependents can use any licensed medical provider. Those who attend a medical provider who is part of the Beech Street Network will be eligible for additional savings. You should encourage members to use this valuable benefit where available. To check if a medical provider is part of the Beech Street Network, go to http://www.beechstreet.com/.
Are medications covered?
All plans include a discount prescription drug card. Members can save up to 50% on generic brands and up to 15% on brand names.
When does coverage begin?
Coverage becomes effective next day (12:01 am) following the date the completed enrollment form is received and approved, or a specified date in the future, provided that full premium for the coverage has been received.
Who is eligible for the RCHI plans?
All NAR members, and their eligible dependants, can obtain a plan.
The following are qualifying dependents:
- Their lawful spouse; and
- Their unmarried child or children who:
- Reside in their home for more than 6-months a year
- Chiefly relies on their for support and maintenance; and Who is under 19 years of age (the Limiting Age).