Michigan Association of Realtors

Member Benefits

 

What is the MAR Edge? It’s an array of competitively priced business products, services and resources designed to provide Michigan's 23,000 REALTORS with a competitive edge and discounted pricing for services used everyday in your profession.
Dental Insurance – Individual Plan Options
REALTORS are encouraged to use this Web page as a guide to the programs that add value to your business and to the providers who support Michigan's REALTORS.
 


MongoFAX 

 

A COMPLETELY FREE service for the Michigan Association of REALTORS®

Unlimited Toll Free Scanning from ANY Fax Machine to ANY Email Address.

Accelerate your business instantly with this COMPLETELY FREE Michigan REALTORS® Member Benefit. MongoFAX empowers all Michigan REALTORS® to instantly fax paper-based documents (disclosure packages, signed contracts, etc.) directly to any email addresses in the world. All you need is an ordinary fax machine and MAR’s designated MongoFAX Cover Page.

1. OPEN  Cover Page

2. SAVE Cover Page to Your Desktop

3. TYPE Email Addresses

4. PRINT Cover Page

5. FAX Cover Page with Your Hardcopy Documents through the Toll Free Number Located at the bottom of the Cover Page

That’s it! Your documents will instantly be converted and routed to your desired recipient’s email address by MongoFAX’s secure, automated systems. No sign ups, registrations or passwords required.

MongoFAX Resources:

FREE MongoFAX Cover Page

Training Calendar
 
 

MongoFAX Support

Phone: 866.482.2229
Email: training@mongonet.net
 

 
REALTOR®.org Store Member Discount 
 
 Take 10% off your entire order at the Realtor.org Store!

The Realtor.org Store has everything you need to enhance your knowledge of the real estate industry. From DVD’s to books and brochures, The National Association of REALTORS® provides you with a plethora of resources that cannot be found anywhere else. Above all, the store provides convenient ways to place orders. Visit the store online and make your purchases with the click of a mouse, or simply call and order your product over the phone. Both ways will result in fast shipping, and the option to return.

The Michigan Association of REALTORS® wants to help you save money on the tools you need. As a MAR member, you are entitled to 10 percent off your entire REALTOR.org Store purchase. Simple type in the promotional code Mi2 and the amount will automatically will be discounted. You can also apply the promotional code to phone and fax orders. It really is that easy to save money, and with this simplicity, there is no reason not to use the code and save!

Visit the REALTOR.org Store at www.realtor.org/store to view available products. Don’t forget to use your discount by typing in Mi2 at checkout!
 

 
Accident & Cancer Insurance 

Aflac offers a distinct type of protection. Unlike traditional health insurance, Aflac pays you (unless otherwise assigned) not the doctor or hospital. You control the cash benefits and spend them as you like to help with financial challenges an accident or illness could have on your standard of living.

Over 40 million people worldwide have chosen Aflac because of the commitment to providing customers with the confidence that comes from knowing they have assistance in being prepared for whatever life may bring.

These Aflac insurance policies are offered to members of Michigan Association of REALTORS®.

Click here to learn more about policies for association members. If you have any questions contact your Aflac agent Kenneth Bordua at 616.935.3560.
 

 
Long Term Care Insurance 

Throughout the United States there is a growing concern about the high costs of long term care and the impact those costs have on financial security, retirement planning and quality of family life.

In response to this concern, MAR members, and their eligible relatives, can now receive a premium discount on Great American Life long term care insurance products through the MAR Edge member benefit program.

For more information on the long term care insurance discounts please contact Great American Life’s long term care help line at 800.557.5721.

 

 
Frankenmuth Mutual REALTOR® Home and Auto-owners Insurance 

You work hard to help people find peace of mind and security when they are searching for a new home. You are well respected and loyal to your buyers when helping them make one of the most important purchases of their lives.

We understand and respect that kind of loyalty. What’s more, we think it’s time that you enjoy that peace of mind and comfort as well. That’s why Frankenmuth Insurance is offering special discounts to members of the Michigan Association of REALTORS. Savings include a generous discount on auto and home policies. They can also be combined with other discounts available through your independent insurance agent.
 
To locate an independent insurance agent click on this link: http://www.fmins.com/ or call 800.682.6881 or visit the Hartland Insurance Group web site: www.hartlandinsurancegroup.com.
 

 

US Bank REALTOR® Credit Card 

Boost your purchasing power!

With competitive rates and three great cards to choose from, US Bank's REALTOR® credit card provides MAR members a chance to advertise their profession and their REALTOR® status with every purchase, plus, earn great rewards.

Visa Platinum® Card
Select Rewards Visa® Platinum Card
Cash Rewards Visa® Platinum Card
 
Enjoy these benefits on all cards!
  • No annual fee
  • 100% fraud protection
  • Credit limits up to $25,000
  • Your choice of benefits and rewards
  • 0.00% introductory APR*

*See Card Program Details

Click here to apply today or call 1-800-853-5576 x9155.
 

 
Health Insurance - BCBSM Individual Plan Option
 

Blue Cross Blue Shield of Michigan insurance programs give qualified members the best possible value on insurance.

For questions about your coverage or to enroll in the Michigan Association of REALTORS® BCBSM insurance program, contact Gadeleto Ramsby & Associates at 800.748.0166.

BCBSM general customer service numbers:
- Southeast MI - 1.800.637.2227
- Mid MI – 1.800.258.8000
- Group Sales – 1.800.635.6439

 
Errors & Omissions Insurance

Real Estate Errors & Omissions (E&O) coverage from Pearl Insurance is underwritten by the A rated (by A.M. Best) XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company). Pearl Insurance has been offering comprehensive E&O Insurance coverage to MAR members since 1993.

Because Pearl understands real estate professionals’ hectic lifestyles, we designed our Click. Quote. Buy. process for E&O shopping. We’ve made it easy for you to login, obtain a quick E&O insurance quote —and, if qualified, even buy your policy—online immediately. Not ready for a quote? Get an E&O Insurance Estimate!

As a Pearl E&O insured, you’ll receive valuable risk management tools and services to help educate you on effectively minimizing your legal liability. All attendees of our Risk Management Seminars are eligible for premium credits. In addition, you’ll gain access to our entire online library of monthly Risk Managers and receive mailings of our quarterly newsletters. View samples of our E&O Risk Management Material. Call us today at 800.289.8170 or check out Pearl’s E&O Insurance Highlights for real estate professionals.
 

 
Real Estate Forms 
 

Completing all of the paperwork associated with a typical real estate transaction — listing and sales contracts, offers and counter-offers, disclosure statements and countless other important documents — can be a time-consuming task. ZipFormDesktop can help you speed up the process by sharing data between all documents related to the same transaction — simply fill out one form and the information is automatically shared with all of the forms required to complete a transaction. With ZipFormDesktop you’ll spend less time managing paperwork and more time closing the deal.

MAR real estate forms are available electronically through ZipLogix.
http://www.zipform.com
 

 
NAR Member Benefits
 

Through your membership in MAR, you gain access to more than thirty national member benefits, from discounts on computers to standardized forms, to rental cars, and cell phone services.

Featured NAR member benefits programs include:

Marketing
Insurance Warranties
Financial Services
Office Solutions
Technology
Travel
 
For more information on NAR member benefits, visit www.realtor.org.
 

 
CGI Communications, Inc.

MAR is pleased to continue it's partnership with one of the nation's premier community image marketers, CGI Communications. Through a 3-year campaign which began in 2009, CGI has helped MAR build an innovative technology strategy to promote association awareness as well as communicate to members in new dynamic ways.In late 2009, MAR launched it's first video magazine series in partnership with CGI. View the 1st magazine here. Stay tuned for a second video series to launch in late spring. Also view a sample of an MAR SmartCast here.

CGI Sales Executive, Brian Villinsky and his associate, will be contacting MAR members to demonstrate not only what CGI is doing for the association, but what CGI Communications can also do for your business.

To learn more about CGI Communications products and services available to REALTORS®, contact Brian Villinsky directly at (800) 398-3029 ext. 246 or brianv@cgicommunications.com and visit http://www.elocallink.tv/web/main/myorg/myorg.php 

 

 
Health Insurance Program - NAR REALTOR Core
 
 
30% of NAR members are without health insurance according to a recent survey conducted by the Association. NAR has teamed up with SASid (Smart and Simple insurance development) and developed the REALTORS® Core Health Insurance (RCHI) program. The program not only features guaranteed coverage, but also offers affordable plan options and your members have the freedom to choose their provider.
 
Frequently Asked Questions

How can RCHI help my members?
 
RCHI provides opportunities to those who have struggled to gain coverage by providing guaranteed-acceptance and accessible medical insurance. It also makes existing coverage more affordable by allowing members to adjust their current deductible and supplementing it with an RCHI plan .

What is the difference between Major Medical and Limited Medical insurance? It is important to understand the difference between Major Medical (comprehensive coverage) and Limited Medical insurance. Major Medical provides catastrophic coverage and high limits of coverage (typically $1 million or more). Limited Medical (RCHI) provides the guarantee of affordable insurance but limits its coverage to everyday illnesses and accidents. In addition, the maximum benefits paid in each medical situation are capped.

What is a PPO and what doctors does it include?

A Preferred Provider Organization (PPO) is a network of doctors and hospitals that contract with an insurance company or employer to provide employees with services at competitive rates. Covered members and dependents can use any licensed medical provider. Those who attend a medical provider who is part of the Beech Street Network will be eligible for additional savings. You should encourage members to use this valuable benefit where available. To check if a medical provider is part of the Beech Street Network, go to http://www.beechstreet.com/.

Are medications covered?

All plans include a discount prescription drug card. Members can save up to 50% on generic brands and up to 15% on brand names.

When does coverage begin?

Coverage becomes effective next day (12:01 am) following the date the completed enrollment form is received and approved, or a specified date in the future, provided that full premium for the coverage has been received.

Who is eligible for the RCHI plans?

All NAR members, and their eligible dependants, can obtain a plan.

The following are qualifying dependents:

  1. Their lawful spouse; and
  2. Their unmarried child or children who:
    1. Reside in their home for more than 6-months a year
    2. Chiefly relies on their for support and maintenance; and Who is under 19 years of age (the Limiting Age).

For a full list of FAQ’s please visit http://www.realtorscorehealthinsurance.com/AE and click on the FAQ link on the top right of the screen.
 
 

 
 
 
Individual dental plans from Blue Cross Blue Shield of Michigan
 
Blue Dental offers two individual dental plans that make getting your own dental coverage easy. Personal blue Dental and Personal Blue Dental Plus cover everything from routine cleanings to oral exams to fillings and dentures. Even better, both plans are backed by the value, experience and commitment of the Michigan Blues.
 
Call 877-884-8857 or email mar@gadeletoramsby.com for your for more information.
 
REALTORS® Dental Insurance
 
REALTORS® Dental Insurance plans are the only dental plans designed exclusively for National Association of REALTORS members and their families. Plans provide coverage for preventive, basic, and major dental expenses with the dentist of your choice. There are four plans to choose from and most plans include bonus benefits like orthodontia, cosmetic, dental rewards and more.
 
Call a benefits member today for more information: 877-267-3752, or visit online at www.RealtorsDentalInsurance.com
 

 
 
 
REALTORS® Federal Credit Union is the first ever virtual credit union. Developed by the National Association of REALTORS® (NAR), it benefits America’s largest trade association which represents over 1 million members involved in all aspects of the residential and commercial real estate industries. REALTORS® FCU understands the work habits and lifestyles of busy real estate professionals, most of whom are independent contractors compensated by commissions. As a REALTOR Benefits® Program Partner with NAR, REALTORS® FCU offers products & services designed with the unique needs of REALTORS® in mind.
 
For more information:
 
866.295.6038 24-Hour Member Care
 

 
 
 
Now save up to 28% on UPS shipping!
 
 
MAR members can now save up to 30% off UPS Express air and international shipments. That’s a significant savings over FedEx published rates!** All this with the peace of mind that comes from using the carrier that delivers outstanding reliability, greater speed, more service, and innovative technology. UPS guarantees delivery of more packages around the world than anyone, and delivers more packages overnight on time in the US than any other carrier, including FedEx. Simple shipping! Special savings! It's that easy!
 
Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.
 
Use promo code NCR152 to enroll. For complete details or to sign up, click here
 
Here's a sample of the discounts you can receive by enrolling in the UPS Savings Program:
 

UPS List Rate

UPS Discount

Your UPS Rate

FedEx List Rate*

UPS Next Day Air® Letter

$21.25

28.0%

$15.30

$24.30

UPS Worldwide Express® - 9 lbs. package

$134.60

28.0%

$96.91

$137.50

UPS 2nd Day Air® - 5 lbs. package

$17.20

21.0%

$13.59

$21.75

 
 
Use promo code NCR152 to enroll today
 
*See Rates and Services Chart for detail of Savings and Discounts, which depend on total weekly gross shipping charges incurred. **Savings over FedEx are based on Retail Counter Rates in the FedEx Service Guide published January 5, 2009 (http://www.fedex.com/ratetools/RateToolsMain.do).
 

 
Find a REALTOR
Copyright 2008 Michigan Association of REALTORS®  |  720 North Washington Avenue P.O. Box 40725Lansing Michigan 48901-7925   |   800-454-7842Fax: 517-334-5568